Months ago, I wrote about the HARP scam from CitiMortgage.
I wrote about how, after 15 minutes on the phone with the representative, they found that I was not eligible for this program because I had gotten married and changed my last name- a pitiful excuse for declining a mortgage application- Sorry, you're more stable now, but you're not qualified for a new mortgage because you changed your last name.
Let me ask you: how likely is it that your last name would change if YOU got married.
I'm just guessing, but I'm guessing that the probability is about 60-80% of American women change their last names when they get married.
Oh, wait, I guess I am right.
Now, my point today is that this HARP scam from CitiMortgage arrives in a FedEx letter package.
Quite Expensive.
For someone that is not qualified, CitiMortgage has decided to continue to make this offer to me NINE (9) TIMES SINCE I WAS DECLINED.
My advice to others:
This is still a scam. You will not be qualified. They will keep asking you questions until they find a reason to make you ineligible.
Pretty window dressings only cover up the huge amount of money they're hoping to con you out of by re-upping your mortgage with them....
...but not at the rates that they advertise.
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